Members who take company health insurance must enroll by Friday
The enrollment period for health insurance is now taking place and those who would like to take the insurance must enroll by Friday, Nov. 22.
There are two main health insurance plans.
Here is the notice from Hearst and the Times Union about enrolling.
“Make Your Selections”
Enroll now or go to MyHEARST and select My Benefits & Resources under the Benefits & Pay tab.
You can also enroll by calling the Hearst Benefits Service Center at 855-827-0372. Representatives are available weekdays from 8 a.m. to 8 p.m. ET.
Please note, you will be able to see your per-paycheck cost of benefits during the enrollment process. If you don’t enroll in benefits during Annual Enrollment, your benefits will automatically default to no coverage except for company-provided basic life, accidental death and dismemberment and long-term disability insurance.
Your next opportunity to change your coverage or enroll in benefits will be during Annual Enrollment in the fall of 2025 for coverage in 2026 unless you have a qualifying life event.”
The Guild is providing the insurance premiums here:
For the cheaper premium plan known as United Healthcare Consumer Plan with HSA.
Below is the Category: Followed by weekly, monthly and company monthly premiums
Single: $20.31, $88 and $495
You and Spouse: $55.85, $242 and $1,408
You and child/Children: $36.46, $158 and $896
You and family: $79.62, $345 and $1,708
A single person receives $600 for the Health Savings Account. All others receive $1,200 for family.
The second plan with higher premiums is the United Healthcare Classic Plan. There is no HSA.
Below is the Category: Followed by weekly, monthly and company monthly premiums
Single: $51.23, $222 and $448
You and Spouse: $140.77, $610 and $1,236
You and Child/Children: $92.076, $399 and $809
You and family: $201.23, $872 and $1,408
There is no composite rate in either plan.
In the first plan, the deductible for in network is $2,000 for an individual. For a family, the deductible is $4,000. All family members count toward the deductible.
Out-of-pocket maximum for individuals in network is $4,500 and for family it is $9,000.
For the classic plan (second one listed) the deductible in network for individual is $1,300, employee plus one dependent, $2,600 and for a family $3,900.
Out-of-pocket maximum is $3,000 for individual and $9,000 for family.
There are premiums for dental coverage and vision coverage.
The Times Union has not provided information requested by the Guild and insists it doesn’t have to negotiate even though health insurance is a mandatory topic of bargaining and it has done so with the other unions at the newspaper.
Approved for posting: KCCII 11/17/24